Simplified Insurance Solutions, LLC Blog
Through Medicare Advantage, also called Medicare Part C, those with Medicare Part A and Part B are able to have an alternative way of receiving their Medicare benefits. Private insurance companies have Medicare Advantage plans as part of their insurance products. Medicare Advantage provides almost the same level of coverage as Medicare Parts A and B. However, you may be wondering whether it is good to sign up for Medicare Advantage or to stick to Original Medicare. Here are the benefits of choosing Medicare Advantage plans.
As adults need to seek more on their healthcare options, the new healthcare program, Medicare Advantage plan, has been made available. This plan has benefits divided into parts A and B including plans for special needs and Medicare medical savings account, and organizations like health maintenance and preferred provider.
While many people have health coverage from their Original Medicare, there are some who decide to get a Medicare Advantage (MA) plan. MA is also called Part C or Medicare private health plan. The federal government contract with these Medicare Advantage plans and each person pays a fixed amount to be able to get the benefits.
Medical insurance is a much needed but admittedly challenging part of life. It doesn't help that your hospital insurance is distinct from your medical insurance, also known as Medicare Part A and Part B respectively. Luckily, you now have another option – Medicare Advantage.
Medicare Advantages are plans offered by private insurance providers under contract with Medicare. These plans can provide almost the same degree of coverage that Medicare A and B give subscribers. There are also other benefits for choosing this plan, like:
There are four basic parts of Medical Care, and they are Parts A, B, C, and D. Parts A, B, and D covers doctors, hospital care, equipment, medical procedures, and prescription drugs. While C also divides into two categories; which are the Medicare Advantage Plan and the Medicare Supplement Insurance (also known as Medigap). Both types have their coverage, and you should be mindful on what you are going to choose.
Here are what you should consider in choosing Medicare Advantage Plan over Medigap.
Medicare covers a lot of medical costs for people who have certain medical conditions or disabilities. While this is undoubtedly beneficial, there are also other preventive measures available in the Medicare Part B that can be enjoyed by the consumers to help them stay healthy.
Below are some of the most overlooked Medicare benefits: