5 Benefits of a Medicare Advantage Plan

​Medical insurance is a much needed but admittedly challenging part of life. It doesn't help that your hospital insurance is distinct from your medical insurance, also known as Medicare Part A and Part B respectively. Luckily, you now have another option – Medicare Advantage. 

Medicare Advantages are plans offered by private insurance providers under contract with Medicare. These plans can provide almost the same degree of coverage that Medicare A and B give subscribers. There are also other benefits for choosing this plan, like: 

• Extra Coverage: Medicare Advantage Plans offer mostly the same benefits as Original Medicare. But some Advantage Plans also provide additional benefits that are not covered by Medical Part A or Medicare Part B, like hearing, vision, prescription drug, and dental coverage. More benefits are expected to be added soon, like installation of grab bars in bathrooms and transportation to doctor appointments. 
  
  
• $0 Premiums: There are also plans that have $0 premiums. It means that you won't need to shell out any money to sign up for the program. However, you'll still need to pay your premiums for Parts A and B. 
  
  
• Customized Care: Different Medicare Advantage plans are being offered, so beneficiaries have the flexibility to choose the coverage that suits their health needs. Those with serious illnesses can even qualify for a Special Needs Plan. 
  
  
• Set Limits to Out-of-Pocket Spending: Subscribers to the Original Medicare don't have any yearly limit to the amount of out-of-pocket health care payments they might have. It means there's a possibility that they'll be facing substantial medical expenses. Medicare Advantage plans are different as they're required to place a cap on how much their subscriber will need to spend per year. Once the patient hits that limit, the plan will shoulder all the expenses for the remainder of that year. 
  
  
• Provisions for Coordinated Care: Members of a Medicare Advantage plan will work with a primary care physician who can coordinate all their health care needs, right down to making referrals to specialists if necessary. This team-oriented strategy is good at encouraging preventive care and advance health screenings for patients. 

Medical insurance doesn't have to be confusing and complicated. With Medicare Advantage, you can get the best hospital and medical care available.

At Simplified Insurance Solutions, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (888) 340-7633. Get your free quote today by CLICKING HERE.